Chat with your insurance policy like you would with an expert.
Upload your homeowner policy, drop in your contact details, and unlock AI explanations that translate legalese into action steps.
Instant policy insights
Surface hidden clauses, exclusions, and replace-or-repair language in minutes.
AI conversation
Chat through confusing coverage and get answers in plain language.
Claims-ready guidance
Walk into carrier conversations knowing what leverage is in your policy.
Frequently Asked Questions
Everything you need to know about analyzing your insurance policy with our AI-powered tool.
Simply upload your homeowner's insurance policy PDF and our AI will instantly scan through the document to identify key coverage details, exclusions, deductibles, and important clauses. You can then chat with our AI assistant to ask specific questions about your coverage.
Yes, absolutely. All uploaded documents are encrypted and processed securely. We don't store your policy documents permanently and you can revoke access at any time. Your privacy and data security are our top priorities.
We currently accept PDF files up to 15MB in size. This covers most standard homeowner's insurance policies. If you have a different format, you may need to convert it to PDF first.
Our AI identifies key elements like dwelling coverage limits, personal property coverage, liability limits, deductibles, exclusions, special endorsements, and any 'replace or repair' language that could affect your claims.
The chat feature is designed to answer questions specifically related to your uploaded policy. While our AI is knowledgeable about insurance, it cannot provide legal advice or guarantee specific claim outcomes. Always consult with your insurance provider for official policy interpretations.
Phone verification helps us ensure the security of your personal information and prevents misuse of our service. We send a one-time verification code via SMS that you'll enter to unlock the full policy analysis and chat features.
After analyzing your policy, we'll email you a summary and may send text follow-ups with additional insights or recommendations. You can always return to the chat interface to ask more questions about your policy.
A Word from Our Founder
Don Lamont is a nationally recognized expert in storm damage and insurance claims. As a public adjuster and contractor, he has spent decades helping families navigate the claims process. He’s the author of the leading guide on storm damage assessment and a co-founder of RoofGuide.ai.
“For too long, homeowners have been left in the dark when it comes to their insurance coverage. I’ve seen families overpay thousands of dollars or delay critical repairs simply because the process was confusing and stacked against them. That’s why we built RoofGuide.ai—to put clarity, fairness, and leverage back in your hands. Whether it’s understanding your policy, financing your deductible, or finding the right roofer, our mission is to make sure you get the roof you deserve—without the stress.”
— Don Lamont, Co-Founder of RoofGuide.ai